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Looking for vents/strong opinions on In-game payments

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Hey guys, I'm writing an article on behalf of a client, EnjinCoin (enjincoin.io) about the current hell of payments. Both technical and on the business end (which I'm asking about here) and I'm asking for opinions or past experienced Some examples might be * Getting stuck with some horrid plugin or external interface that you have to use, no real API that you can create your own controls or skin around * Chargeback hell * Long delays in processing or getting refunds on behalf of customer * Anything pain points or features you wish current things do, but dont do or do horribly. * Offer and video ad/interstitial ad rants are good too. I know most of wish we had a better alternative (EnjinCoin potentially could be that) What do you guys think are the best go-to's for payments right now? or best practices Also I used to be more active in gamedev myself and this is part of a long mulltistep plan to earning/self financing my way back lol. Can discuss here without the details but would also love 1-3 on the record statements if I can get them. Have already gotten some complimentary EnjinCoins okayed as thanks for anyone's time in participating, the specifics we've yet to agree on. For anything on the record, but not so public you can also email me at munly@vanbex.com

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